Options for Purchasing a New Roof
A roofing project will require a tangible investment, but it will be worth it in the end. The thing with a roofing project is when you need to pursue one, you need to pursue one. It would be a mistake to postpone such a project if your current roof is the worse for wear. Whether you get asphalt shingles or metal roofing for your San Jose, CA residence, here’s how to pay for it.
Insurance
Do you have homeowner’s insurance? If so, there’s a chance that your policy might cover some or all of the cost for a new roofing system. It will depend on the type of insurance policy you have, of course. Some policies will cover replacement due to things like storms or fires. But if your roofing system was due to poor maintenance, the coverage won’t likely be applicable. You’ll want to check with your insurer to see what your homeowner’s insurance policy actually covers
Payment Plan
Some roofing companies offer payment plans that can make it more affordable to buy a roof. Depending on your financial situation, you may find it difficult to pay for everything at once. So a flexible payment play can make a roofing project more financially feasible. Of course, many payment plans offered by roofers will result in interest charges that increase the buying price. But if you need your roof changed and don’t have the means to pay everything in one chunk, then a payment plan can be a desirable alternative. You can get the roof you need now rather than later.
Personal Loan
Another option is to pursue a personal loan from your bank or credit union. You can call the financial institution and explore what options are available to you. Just make sure to carefully consider the interest terms and the duration of the loan to ensure you can afford the loan.
Home Equity Loan
You might also want to look into getting a home equity loan, which basically involves using your residence’s equity as collateral for a loan. This might be the way to go if you want to buy a roof. What you don’t want to do, if you opt to go this route, is take on a loan that you’re not sure you can pay pack within a reasonable amount of time. The reason is, of course, that defaulting on a loan where equity in your home was used as collateral will only lead to major headaches.
When you need metal roofing for your San Jose, CA home, get in touch for the help you require. We sell and install stone-coated steel roofing systems, which are vastly superior to other types of roofing products that are available in the marketplace today. We’ve helped many homeowners in Northern California to get the roofs they require. Get in touch to learn about our offer a 50-year warranty, hailstone-penetration warranty, fire-resistant materials, 120-mph wind warranty, and more. You can reach us by phone or in person at our showroom. We’re here to help you with any and all of your roofing needs. So get in touch when you need us!
